Slavery and Human Trafficking Statement


This Statement covers BISL Limited and its subsidiaries that are subject to the provisions of the Act (BFSL Limited).

Modern slavery and human trafficking are crimes that affect communities and individuals across the globe. BGL Insurance is a trading name of BISL Limited and is part of the BGL Group of Companies. It strictly prohibits the use of forced labour and human trafficking in all of its operations and global supply chains.
BGL Insurance considers it imperative that, as a business, there should be total transparency in our efforts to meet the requirements of the Modern Slavery Act 2015 (the Act).
The following statement outlines BGL Insurance’s adherence to the Act and highlights the steps we take to ensure that there are no occurrences of modern slavery or human trafficking within the organisation or its supply chains.
As highlighted in our company values, it is a fundamental policy of BGL Insurance to conduct our business with honesty, integrity and in accordance with the highest ethical standards.
We are committed to the ongoing review of our practices to ensure we continue to meet the requirements of the Act.
BGL Insurance is part of the BGL Group of businesses. A leading digital distributor of insurance to more than three million customers, BGL Insurance provides a range of motor, home and life insurance products in partnership with several of the best-known brands in UK financial services and through its own brands Budget Insurance, Dial Direct and Beagle Street, all supported by state-of-the-art, award winning, contact centres and market leading digital platforms.

Related company policies
BGL Insurance is committed to ensuring that modern slavery and human trafficking do not exist within any part of our business or supply chains in accordance with the principles set out in our Speak Up Policy.
The implementation and enforcement of effective systems and controls within the organisation and our supply chains safeguards against modern slavery and human trafficking.
Where risks associated with the Act are identified these are managed in accordance with the Risk Management Framework. Additionally, BGL Insurance operates a Speak Up Policy and actively encourages the reporting and exposure of unethical behaviour.  
Due diligence process for Modern Slavery and Human Trafficking
BGL Insurance’s colleagues are based in the UK, and Employee Relations are managed by the People & Communications department. All relevant colleagues are paid at least the UK National Minimum Wage. Facilities services procured through third parties have been grouped into tiers, based on value and importance, allowing us to identify which of our service providers we should focus the most attention on.
We have written to suppliers seeking assurance that the precepts of the Act are being followed/adopted, though clearly expecting a more complete and robust attestation from those few facilities suppliers who directly fall under the tenets of the Act. Where no assurance is forthcoming, we will engage with those parties at contract review to ascertain whether there is sufficient concern to replace them.
Supplier adherence to our values and due diligence processes
We have a zero-tolerance approach to modern slavery and human trafficking. To ensure suppliers comply with our values, we tier them based on value, the type of services being provided and risk, and review key suppliers to ensure their compliance with the Act and their combatting of modern slavery risks. We do not rely solely on our supply chain’s commitment to being compliant. 
To ensure a high level of understanding of the risks of modern slavery and human trafficking in our organisation and supply chains, we have provided training to our colleagues to raise awareness of this issue and continue to refresh this training annually through our regulatory programme.
This statement is made pursuant to Section 54(1) of the Modern Slavery Act 2015 and constitutes the BGL Insurance Slavery and Human Trafficking Statement for the financial year ending 30 June 2021.

Peter Thompson, CEO, BGL Insurance

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